Welcome, welcome, it's the Jill on Money Show and it is Friday, December 16th.

I am hopeful that today, Friday, December 16th is the last day that I'm really working.

Not sure, trying to take the last two weeks of the year off, I know that Mark and I have

done all the work we need to do for you guys.

Just a question of if my day job at CBS News is going to call me back in.

We'll see, fingers crossed from me gang, I really need this break and I bet you guys really

need a break as well.

So if you are lucky enough to have that break, take it, breathe a little bit, try not to

go obsessive on your email checking and you don't need to get a jump on next year, except

if you want to get a jump on your financial life and in that case, all you need to do is

you don't have to perseverate about it, you don't have to drive yourself crazy.

All you need to do is go to our website JillOnMoney.com, JillOnMoney.com and click the

contact us button.

That's what Jed did, Jed is on the line from South Dakota.

Because I'm in the medical field, I graduated, I'm kind of right at 30, so I'm, I'm going

to say at 34, I'm new to the investing world and really trying to make up for last time

as you could say for not doing a lot in my 20s.

So we've been looking into some options of how to invest our money in right now, I have

a 403D that I'm maxing out each year, I have a 457 that I'm maxing out each year, right

now between the two accounts, they're worth about 190.

Great, that's fantastic.

Tell us what else you're doing.

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