Welcome to the Jill on Money Show.

It's Thursday, December 15th, so halfway through the month, and that means you better get

busy doing your holiday shopping or your year end financial planning.

By the way, if you missed our episodes with Ed's slot about what to do before the end of

the year, go check those out, great, great advice, especially pay attention to those

Roth conversions, could be a really good time to get that going gang, and remember, once

you convert that Roth, you know what your tax liability is once and for all in the future.

So that's pretty cool.

Anyway, this is the program that takes the mystery out of your financial life, and maybe

there's not even a mystery.

Maybe you know that you're in good shape, maybe you know you're in lousy shape, and maybe

you just need some handholding.

If that's you, go to our website JillOnMoney.com, click the contact us button.

Let us know if you would be willing to come on the air.

That is what Troy did.

My wife and I about 10 years ago, we signed up with an account manager for our retirement

funds.

I worked myself, so I provide my own retirement fund.

My wife works for a company that does not have a retirement fund, so we do it ourselves.

And when we signed up, our management view was 1.25%, you know that's a little bit high,

but I felt fairly comfortable with that.

Recently, it has gone up to 1.35%.

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