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The Rachel Cruze Show

Make Progress With Your Money (Even When America's Not)

The Rachel Cruze Show

Ramsey Network

Self-improvement, Education, Investing, Business

4.83.6K Ratings

🗓️ 20 February 2023

⏱️ 29 minutes

🧾️ Download transcript

Summary

No matter what culture, social media or economists are telling you, you can make progress with your money. First, we’ll look at why some people are claiming America is doomed financially—plus what the data really says. Then, financial expert George Kamel joins me for a conversation about the sneaky habit stealing our paycheck: lifestyle creep.   In this episode: ·      Can America Recover Financially? ·      The Sneaky Habit Stealing Your Paycheck (With George Kamel) Helpful Resources: Christian Healthcare Ministries Financial Peace University EveryDollar Smart Money Happy Hour Follow George Kamel                                                 Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.   Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Well, you know what's a fun exercise? That's not really fun. It's going through your

0:09.0

bank statement and checking off everything that could be considered a luxury. And you're

0:13.3

going to go, oh my gosh, you add all that up over one month because I couldn't save

0:17.0

for the car and save up for the house, but I just blew 800 bucks and ran them crap.

0:21.4

Hey guys, welcome to this episode of The Rachel Cruze Show podcast. I'm so glad that

0:26.5

you're here. So in this episode, we're going to talk about making progress with your money

0:31.0

even if America isn't. So you're going to hear a conversation I had with Ramsey Personality

0:35.4

and my friend, George Campbell, on how to avoid lifestyle creep. But first, let's talk about

0:41.5

America. Can it recover financially and how does it affect you? Interesting stuff. So

0:48.4

take a listen. Now, I've heard a lot of people talking about the doom and gloom of America

0:54.8

that America's doomed. We're never going to recover. You know, whether you watch the news

0:59.7

or you see it on social media, it just feels like this narrative is so common. And again,

1:05.7

it feels like people consistently are saying that there's so much change in our culture

1:09.2

and our society and our economy. We're never going to go back to the way it was. It's going

1:13.3

downhill and it's just like doom gloom all the time. And so especially over the past

1:18.8

couple of years, which obviously we experienced a ton of change, I am feeling this narrative

1:24.0

more and more. And sometimes I wonder if like every generation feels this way, right?

1:29.2

Where you're like, oh my gosh, just the world coming to an end. And there's a video going

1:33.2

around right now from a guy who says that America is spiraling downhill because we are overdue

1:38.3

for a big crisis. And the video's gotten over two million views on YouTube and people

1:43.6

are talking about it. So people are worried. I understand 100%. But as I was watching this

1:49.4

video, I was like, okay, this is fascinating. So I want to take some time to unpack just

...

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