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Welcome to Before Breakfast, a production of IHeart Radio.

Good morning. This is Laura.

Welcome to the Before Breakfast podcast.

Today's tip is to make a plan for the upcoming year for anything in your life that is use it or lose it.

You don't want to be doing things frantically next December when, with a little thought, you could have spread those things out and enjoyed using your

benefits all year long.

So I find it fascinating that eye doctors are completely swamped the last week of December.

Now, on some level, that is because a lot of people are off of work or off school, and so it is

a convenient time to go see an eye doctor. But in other cases, it's because people have certain

health benefits that need to be spent by the end of the year. The end of the year is not exactly

a surprise. It happens December 31st every year. But still,

people don't think about it. There they are. Trying to get an appointment. Or waiting a long

time as a walk-in, which might not have happened in, say, October. It is the same with charitable

giving. I know people feel generous with the holidays,

but there is also a lot of rush to get deductions for the year before December 31st. Then there are

vacation days. Some places roll these over, but some don't. You get a certain amount each year.

Which means that people are either trying to take days off in December, when everyone else is too,

or they risk losing some of their time off. Not good.

I know not everyone has use it or lose it resources in their lives, but if you do fall into this category,

take a few minutes now to think about the upcoming year.

What resources do you need to use by the end of the year?

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