Hey, I'm Kramer.

Hey, I'm Kramer.

Welcome to the Hey, I'm Kramer.

Welcome to Mad Money.

Welcome to Kramer.

I'll be with my friends.

I'm just trying to make a little money for you.

My job, not just entertained, but to put everything in context, so call me $1,800.743,

CBC.

To meet me some Kramer.

Investing isn't easy, but it can be a whole lot easier and much less daunting with a little

instruction.

The whole business of managing your money is made infinitely more confusing by all of the

arcane technology and authentic Wall Street gibberish.

You need the way through to learn anything about a stock or its underlying business. If you're not clued into the jargon, it can sound like the professionals are speaking an entirely different language. You gotta remember that there's an entire industry of people who need you to be happily convinced that investing's too hard for you, that ordinary people just can't do it, and the safest thing to do is to give your money to a pro.

Hey, by the way, that's a huge reason why I started my travel trust. When you join the CNBC

Investing Club, our goal is to show you that you can do it yourself and to teach you how it's done.

Of course, maybe giving your money a professional is right move for some of you, of course,

but you don't have the time. But if you put in a little effort, if you do the homework, then I think you can do at least as well as the pros or a low-cost index fund, possibly the better comparison. Because in any given year, a lot of the pros really lose the index funds. The fact of the matter is that the financial industry is full of people who are just after your fees. They're more interested

in taking your money than in making you money. And if you're a hedge fund or a mutual fund manager

trying to fundraise, you've got every incentive to keep regular people, sadly, ignorant. Why would

they make any of this investing stuff sound accessible when they could make it sound impenetrable.

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