I'm Nicole Lapin, the only financial expert you don't need a dictionary to understand.

It's time for some money we have.

We're still using our credit cards more than ever, even as prices are rising.

But prices aren't the only thing going up.

Interest rates are also rapidly climbing, yet we're still out here using our credit cards

like it's 2020.

I think it's time to reassess our relationship with credit and how we think about debt,

but we also can't abandon credit cards entirely.

I think it's time we reassess our relationship with credit and how we think about debt.

But we also can't abandon credit cards entirely.

Credit cards make up a significant portion of our credit score, and if used carefully,

they can provide some very unique protections, especially when it comes to bigger ticket

purchases.

While you don't want to be out there buying things you truly can't afford on credit,

it does make sense to make larger purchases on your credit card to take advantage of

the benefits that the card offers.

We're going to talk about three of those benefits today and which cards do the best job

at delivering said benefits, starting with number one.

Purchase protection.

Let's say you're a big gamer and you finally manage to score that new PlayStation 5.

I personally don't know what all the fuss is about, but I know there's fuss.

So say your PlayStation is shipped to your house, but it gets swiped by porch pirates.

...