This is the Rental Income Podcast, where we talk to owners of rental properties and give you actionable tips and advice that will help you make more money while dealing with less hassle.

And now your host, Dan Lane.

I put together a list of seven things I wish I knew earlier about renting properties.

And you can download your free copy.

Just go to my website, free landlordgift.com.

Okay, on the show today, we have someone that has kind of a different perspective than a lot of

people that we've talked to on the show.

Lisa Cummings is joining us today.

And Lisa does not like to use loans to buy her house. She'd prefer to use cash. And if she can't use

cash, she likes to have a big down payment. So a lot of people that we've talked to really

have used a lot of leverage to buy their properties. And Lisa just does not think that's the best

way to go about it. So I want to talk to Lisa about this and find out

how this is working out for her. So Lisa, welcome to the show. Thanks, Dan. Really happy to be here

and bring maybe a contrarian perspective. Yeah. Yeah, I am excited to hear this. Well, before we

get into the meat of today, why don't you just tell us a little bit about yourself and how you got

started? You know, well, I got into real estate investing actually worked at Janus Mutual Funds.

I worked at a mutual fund company pretty early in my career in the 90s. And as I learned more and

more and became an expert on what was going on in the stock market, I became really disenfranchised with it and

wanted to stay away from it as an investment vehicle. So I have very little money in the stock

market and started to look into real estate and think, wow, what a great idea. You're hedging

against inflation if you have rental income. So that's what piqued my interest. I was looking for

something other than the stock market. Yeah, started reading all the books and all those things and did what many investors do where you learn for like five years before you actually take action and put your plan into place. And now it's, you know, yeah, now it's underway.

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