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The Jesse Mecham Show

Leaving Margin for Life

The Jesse Mecham Show

YNAB

Kids & Family, Education

4.71.1K Ratings

🗓️ 3 July 2023

⏱️ 8 minutes

🧾️ Download transcript

Summary

Ben and Ernie share a tip for making the budget feels a little less constricting -- leave a little margin in your categories! This is not an emergency fund, Ben says, but a way to give yourself some flexibility and fun.

 

Got a question for Jesse? Send him an email:

askjesse@ynab.com

 

Follow Ben and Ernie on the Budget Nerds Podcast

Apple: https://podcasts.apple.com/us/podcast/budget-nerds/id1606054345

Spotify: https://open.spotify.com/show/0H1u8pqYrvz6zj6noHbkB3?si=fc181a82b8d540a6

 

Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Transcript

Click on a timestamp to play from that location

0:00.0

Hey, Ynavers, my name is Ben and this is another episode of the YNAB podcast where we teach

0:10.8

you four rules to stop living paycheck to paycheck, get out of debt and save more money.

0:17.5

Once again, I'm joined by Ernie, everybody give a good clap for Ernie, hey Ernie.

0:22.5

Thank you.

0:23.5

Thank you.

0:24.5

And Ben, I have to say you nailed that intro.

0:26.5

I nailed it.

0:27.5

You did it from memory.

0:28.5

You did it from memory that time.

0:30.5

Spot on.

0:31.5

I'm like Jesse, I don't need two takes.

0:32.8

If you all know that, Jesse's famous, he doesn't do two takes on these podcast episodes.

0:37.6

He just goes for it and sometimes he just, it's off the cuff.

0:40.6

We're not all Jesse though.

0:41.6

So we can't all do two takes.

0:42.6

We'll see what we do.

0:43.6

It's always masterful too.

0:44.6

That's right.

0:45.6

Definitely a skill.

0:46.6

Exactly.

0:47.6

Exactly.

0:48.6

Well, what are we talking about today, Ernie?

...

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