Hello YNABbers, my name is Ernie with another episode of the YNAB podcast where we teach

you four rules to help you stop living paycheck to paycheck, get out of debt, and save more

money.

I'm back with my budget nerds co-host Ben.

Ben, I have a question for you.

How often do you reconcile?

Oh yes, how often do I check my accounts against the actual bank and make sure that they're

in agreement?

I do it once every weekday, so five days a week, and sometimes a little more if I'm bored,

I'll get in there and do it again, so what about you Ernie?

How often do you reconcile your accounts every day?

You do it every day.

Every day, and here's why.

I thought you said that you did it once a week, is that changed?

It has, because now there's that new DI reconcil feature, and it works fantastic with

my banks.

I know there are some banks where they're not sending the right balance or they're including

pending transactions, and so YNABbers aren't able to utilize it, but for my banks, it works

fantastic.

Every time I import transactions, I just hit that reconcile button, and I think it's

worked pretty much every time, where the current balance in my bank matches the clear balance

in YNAB, and I'm good to go, and so I've found that.

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