Keep Your Holiday Spirit Up and Expenses Down

The Rachel Cruze Show

Ramsey Network

Self-improvement, Education, Investing, Business

4.8 • 3.6K Ratings

🗓️ 29 November 2021

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

This Christmas, spend more time and less money. Get tips on how to keep expenses down in December, and how to make Christmas about spending more of your time—not money—on your kids (they want you more than stuff anyway). In this episode: How to Keep Your Expenses Down This Winter How to Avoid Spoiling Your Kids at Christmas My Husband and I Disagree on the Mortgage (What Should We Do?) Resources: Term Life Insurance from Zander: https://www.ramseysolutions.com/insurance/term-life-insurance Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Zander Insurance. The Rachel Cruze Meal Planner & Grocery Savings Guide: https://www.ramseysolutions.com/budgeting/meal-planner Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	The time and quality you spend with your kids is going to be such a greater gift than
0:12.8	the stuff under the tree because let's be honest, half that stuff is going to be thrown
0:17.3	out or given away six months later.
0:22.1	Hey guys, welcome to another episode of the Rachel Crucio podcast.
0:26.0	So glad that you're here.
0:28.1	In this episode, we're going to talk about some ways to keep your everyday expenses down
0:33.1	this winter.
0:34.5	And I'm going to take a question from Michelle on mortgages and how her and her husband's
0:39.4	view on paying it off early is a great one.
0:43.7	But first, let's talk about kids and Christmas.
0:47.6	Oh, it's always a hard conversation around.
0:51.1	Am I giving too many gifts?
0:53.0	Are my kids going to be grateful?
0:55.6	It's a hard one.
0:56.6	I'm going to talk through it, take a listen.
0:59.6	When it comes to kids and Christmas, it's always a touchy conversation.
1:03.8	Yep.
1:04.8	So Thanksgiving is over.
1:06.7	Christmas is upon us.
1:08.7	And whenever it comes to Christmas, I do.
1:11.0	I just feel like there are thousands of messages yelling at us.
1:15.4	So like, get more plastic crap for your kids.
	...

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