And a calcium score of zero would play a huge role, absolutely usual for me.

Welcome to the Fat Emperor podcast. I'm your host, Ivor Cummins. We're supported by the Irish

Heart Disease Awareness charity, which advocates a simple CT scan to reveal your CAC score. So,

know your score and take action to prevent that premature heart attack.

I'm here in Burgund, Switzerland at the Keto Live conference

and I've caught up again with Dr. John Schoenby.

Hi, Iva.

And you are medical director for Swiss R.E, which is the first or possibly second biggest reinsurer

organisation worldwide. That's right. I'm the chief medical officer for the life and health

division of Swiss Re. Right. So you have a huge incentive of you and all your teams and your

organization in very accurately getting life expectancy for high value clients?

Yep, absolutely. So our biggest liability is in life insurance. So it relies on the longevity

of the applicants that we reinsure. And by far the biggest risk that we have is that people

live, are more unhealthy and live shorter

than we expect them to.

Right.

And then you described to me actually surprisingly high value clients where, I mean, what

are the higher level sums that people insure themselves for?

Quite shocking numbers actually. We see cases between $50 and $100 million, not infrequently.

Okay, so if you add those up and then the 10 million ones and all, it adds up to a huge sum.

It's big, it's very, very big.

And then you described as well in your talk, I really enjoyed your talk, but you described how a lot of people get lumped into one broad category of risk, but then higher risk people get separated out, but they're particularly high risk usually.

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