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Legally I can charge 6.5% over whatever the daily APOR is and there's a threshold there.

Welcome my friend to the best real estate investing advice ever show.

I'm Joe Fairless and before we get into the show in today's episode,

which I know you'll get a lot of value from because we stay out of all

the fluffy stuff and we get straight into the good stuff of real estate investing advice.

I want to give a quick shout out to today's sponsor and that's a patch of land.

They are making this show possible and they're making tons of flipping projects

possible all across the country.

If you don't know about patch of land, then they are the number one company to go to for projects that you're flipping,

because they have all the money available right now.

Once you get approved for your deal and yourself as a sponsor or borrower

you're going to be funded by them and then they go raise the money

...