It's Not Too Late: Building Wealth, Security, and Confidence in Midlife with Shannon Brome-Ward - 1248

The Chalene Show | Diet, Fitness & Life Balance

Chalene Johnson

Wellness, Health & Fitness, Chalenejohnson, Personalgrowth, Fitness, Lifecoaching, Health, Personaldevelopment, Family, Mental Health, Organization, Nutrition, Diet, Goals, Relationships, Focus, Faith, Productivity, Advice

4.8 • 7.2K Ratings

🗓️ 21 November 2025

⏱️ 50 minutes

🔗️ Recording | iTunes | RSS

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Summary

Are you financially prepared to live 20 years longer than you planned? In this episode, Chalene sits down with Shannon Brougham Ward, founder of The Whole Budget and a midlife money educator, to simplify investing, debunk midlife money myths, and explain why you don't need to be a "numbers person" to build real security. If you feel late, confused, or intimidated about money, this episode will change how you see your financial future.

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Work with Shannon Brougham Ward (The Whole Budget) 👉 https://thewholebudget.com
Follow Shannon on Instagram 👉 @thewholebudget

🤓 What You'll Learn

Why so many women outlive their retirement plans
The mindset shifts midlife women need to build financial security
Why "I'm not a numbers person" is a myth holding women back
How to start investing even if you feel late or overwhelmed
What to do if you have debt, little savings, or no retirement plan
How to calculate what "enough" money actually means for your future
The steps women should take to protect themselves financially in midlife

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Transcript

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0:00.0	So you want enough money to be able to enjoy your life after retirement. But how much is enough?
0:06.0	If your income were to completely disappear tomorrow, how long could you sustain? You're doing all
0:11.6	these things to live powerfully and to live longer, but are you possibly at risk of outliving
0:17.7	your finances? If you're in your 50s, 60s, 60s, and 70s, is it too late to start
0:23.0	investing? If you've got a savings and you're a homeowner and you thought you were safe,
0:26.9	this episode is one you cannot miss. Research shows that the average woman will live 20 years
0:34.2	beyond her current plan for retirement. My guest today is Shannon Brome Ward, and she has
0:41.0	made it her mission to help midlife women figure out how to put a plan together, because it is not
0:47.9	too late. This isn't someone who grew up on Wall Street or had parents who were wise investors.
0:53.4	This is someone who spent 20 years
0:55.3	in corporate America and then realized, I've got this great paying job, but what does my future look
1:00.8	like? Today, she is the founder of the whole budget. This is a platform designed to help people like
1:06.8	you figure out how to put a plan together that takes into consideration your age,
1:11.8	the stage of life that you're in, your personal values, and is focused on empowerment
1:16.5	versus penny pinching and restricting. Without further ado, our guest today is Shannon Broome Ward.
1:24.0	You didn't spend your lifetime in the financial industry.
1:29.3	You spent, as I understand, like 20 years working in corporate America.
1:34.7	So when was it you had this moment that you realized, wait, I need to figure some things out?
1:42.3	Yeah, it's interesting because it was kind of unconventional.
1:46.2	There were two actual pivotal moments.
1:49.1	The first one was one of my bosses who had said to me, oh, are those the shoes that you're
1:55.4	wearing?
	...

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