It’s Never Too Late to Clean Up a Financial Mess

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 38.5K Ratings

🗓️ 10 January 2025

⏱️ 87 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

💳 Share your thoughts and you could WIN a $500 Gift Card! 💸 Start taking control of your money in 2025 at our free livestream 📱 Listen to the full episode for free in the Ramsey Network app. George Kamel & Dr. John Delony answer your questions and discuss: "We have over $2.5 million of debt," "Where should we start investing?" "What's the best way to buy our first home?" "Should I pursue public service loan forgiveness?" "Where should we build our dream home?" "My husband hasn't filed taxes in 20 years" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bundles and more! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY 💸 Learn more about opening a high-yield savings account with Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 🏠 Get organized and prepared to buy or sell a home. 💵 Start your free budget today. Download the EveryDollar app! 🎟️ Get Tickets to the Money & Relationships Tour 💰Watch 90 Day Money Makeover. Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	From the Ramsey Network, this is The Ramsey Show, where we help people build wealth, do work that they love, and create amazing relationships.
0:22.5	I'm George Camel, joined by my good, good friend, Dr. John Deloney.
0:26.3	We're taking your calls at AAA-8-825-2-2-25.
0:29.6	You jump in.
0:30.6	We'll help you take the right next step with your life, your money, your mental health, your
0:34.4	relationships, whatever is going on.
0:37.2	And hey, before we get going...
0:38.3	Speaking of what's going on, yeah, before we get going, I think it's important just to let
0:42.2	our friends and, um, colleagues and family members in Los Angeles just know we see it.
0:48.4	It's a, it's a disaster, man.
0:50.9	Um, I'm rarely speechless and just watching some of that footage.
0:57.8	Um, I've got friends in the, in Pepper 9. I'm rarely speechless and just watching some of that footage. I've got friends in Pepperdine.
1:12.5	I just, it's just devastating to see. So it's one of those things you feel helpless sitting this far away and you're watching on your, you know, on your, on your TV or watching on your phone. But what we can offer right now, just let people know they're not alone, we see it.
1:16.0	And our thoughts and we're praying for you guys, big time.
1:17.9	Yeah, our hearts are with you all.
1:22.2	And speaking of which, John, our first call is from California out here.
1:24.0	Nitaish is with us.
1:25.1	What's going on, Nitish?
1:28.4	Hey, folks, thanks for taking the call.
1:31.7	Sure. And appreciate your sentiments on LA Fire.
1:41.5	Right now, I have a question that my wife and I bought a house worth around $2.5 million.
1:48.0	And we have another house, which is worth around $1.5 million. And we have another house which is worth around $1.3 million. And it has $500K remaining. We have rented it out. It's around $4,000 per month.
	...

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