4.6 • 36.7K Ratings
🗓️ 13 January 2025
⏱️ 84 minutes
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| 0:00.0 | Hey guys, if you're ready to get ahead with money and start building wealth this year, |
| 0:03.8 | don't miss our free take control of your money, live stream. |
| 0:07.2 | It's on January 23rd, and you could win $4,000 just for signing up. |
| 0:11.8 | You got nothing to lose. |
| 0:12.7 | Go sign up right now at ramsysolutions.com slash live stream. |
| 0:20.4 | Music From the Ramsey Network, it's The Ramsey Show. I'm Jade Warshaw next to me, my good buddy, Dr. John Deloney. |
| 0:36.8 | What up? |
| 0:38.6 | We're taking your calls all hour long, your life, your money, your relationships, your career, all of it. We'll talk about it. |
| 0:44.0 | The call is a free call. Triple-8-8-25-2-2-25 is what gets you on. Remember, this is a live show, |
| 0:50.2 | and we want to hear from you. All right, John, let's go straight to the phone lines. We got Nicholas, Boston, Massachusetts. What's going on, Nick? |
| 0:57.9 | How are you? Doing good. How can we help? |
| 1:01.2 | So, yeah, I just wanted, you know, first I appreciate you guys, you know, putting me on, |
| 1:06.8 | but I wanted to just kind of, you know, put my situation out there. In 2020, I'm a small business |
| 1:13.9 | owner. In 2020, we had a great year. We're a fence installation company. Now, we were doing really, |
| 1:21.2 | really great around the time 2020 into 2021. At that time, my wife had an affair. I was working probably 50 to 60 hours a week |
| 1:30.0 | just because I had to keep up with the demand for the business at the time. After that, |
| 1:35.7 | you know, that hit me mentally and going into a divorce process, it killed me financially. |
| 1:40.6 | And I've just not been able to recover. It's just been a tough few years. The business |
| 1:45.9 | since that, it was kind of like almost like a peak in 2020 and the 2021 with the work. The business |
| 1:52.4 | slowed down after. I don't know if it's partially due to the economy or just my state in general |
| 1:58.2 | of, you know, pushing forward, lack of funds for the business and so on. |
| 2:02.6 | But just been a struggle since that time. |
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