Changing jobs is stressful. Between the new commute and fresh paperwork, it's easy to forget one massive detail, all that money you left behind.

Today, we're talking about those old retirement plans sponsored by your former employer.

The fact is, many people have these orphan retirement accounts just sitting there with multiple

previous employers. So this show will review your best options for dealing with old retirement

money and costly mistakes to avoid. You'll know how to organize your investments better,

so they work harder for you. Even if you're not changing jobs anytime soon, don't miss this show.

It's critical to get familiar with retirement account rules so you know how to handle funds

wisely if you leave an employer. Welcome back, everyone. This is episode

1,015 of Money Girl. I really appreciate you downloading the show. I'm Laura Adams,

an award-winning author, spokesperson, money speaker, and founder of the Money Stack. That's my

sub-stack newsletter. Free subscribers automatically receive my money success toolkit,

which includes the exact

templates I used to manage my finances. So I would love for you to learn more and sign up for the

money stack for free at laura d.adams.com. And you can leave a voicemail with a money question

or comment by calling 302-364-0308. I'd love to feature your question on Finance Friday.

That's our weekly Q&A bonus edition of the show.

When I get asked about the worst financial mistakes that I've made or any money regrets I have, I always mentioned that when I was

in my first job with benefits, I didn't understand what would happen to a retirement account

if I left the company. I didn't have clarity about this back then, so I didn't participate

in a 401k. I figured since I was only going to be there for a

year or two, why bother? And that was a big mistake. I feared not getting to keep or move all my money

if I left. But now I wonder how much more I would have in my retirement account if I had started

...