This is NPR's life kit.

When you're looking for a new home or apartment,

a lot of people think about what the neighborhood is like.

Maybe it's the kitchen or public transit options

that you're thinking about.

But as NPR climate reporters,

we see a different side of that decision.

Where you live can make you vulnerable.

The situation for people in Texas is still perilous today.

Millions of people don't have electricity

and many haven't for up to three days.

It's freezing outside.

The firefighters in California continue to battle

while fires burning across the state.

The storm is currently over the northern Gulf of Mexico.

The rain that the storm brings could be devastating.

I'm Lauren Summer.

And I'm Rebecca Hersher.

Every summer, floods and wildfires happen.

And every summer, we talk to people

who have just lost their homes.

And we hear the same thing from them over and over.

...