Is the generational wealth gap narrower than we thought?

This is Money Podcast

This is Money

Business, Investing, News, Business News

4.4 • 732 Ratings

🗓️ 10 April 2026

⏱️ 37 minutes

🔗️ Recording | iTunes | RSS

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Summary

Many younger adults think they are substantially less well-off than their parents.

But while there are inequalities, new research suggests the wealth gap may be far narrower than previously reported - and it is largely down to the cash those in their twenties and thirties have stashed in their pensions.

On this week's episode of the This is Money podcast Lee Boyce, Helen Crane and Georgie Frost discuss why official figures got it wrong, and whether property versus pension is a pointless comparison.

The team also ask what will happen to interest rates and mortgages due to the fact that - for now at least - a ceasefire in Iran appears to be holding.

Elsewhere, Lee reports on a ferocious best buy battle at the top of the fixed cash Isa tables, where even the high street banks are getting involved.

And finally, another Chinese pretender to Amazon's retail throne has entered the UK.

Is Joybuy any good, how did it fare when our reporter put its delivery service to the test - and do we really need another place to buy bargain toilet rolls online?

Email us hello@dmgmedia.co.uk

Text us 020 7938 6000.

Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane

Producer: Georgie Frost

Hosted on Acast. See acast.com/privacy for more information.

Transcript

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0:00.0	Welcome to This Is Money podcast, sponsored by Trading 212.
0:05.0	Download the Trading 212 app and open a cash iser with promo code TIM to get the 12-month bonus promo rate of 4.62% to apply.
0:14.5	I'm Georgie Frosten. Joining me and Lee Boyce today is Helen Crane.
0:17.6	And coming up, fears of multiple interest rate rises this year recede due to the ceasefire in Iran.
0:23.3	Will it bring welcome relief for borrowers? And could flaws in the data mean that generational wealth gap isn't as bad as we feared.
0:31.1	Plus, Lee runs through the best cash-a-rates for the new tax year, and one of them might surprise you and move over Amazon is
0:38.9	Joy Buy the next big thing in online shopping. Don't forget your stab to say with all the latest
0:44.3	breaking money news, just go to this ismoney.co.uk or download the app. But first, still be it
0:50.2	fragile. Markets reacted immediately to the news this week of a ceasefire between Iran
0:54.4	and the US. Stock swung higher. Oil prices fell sharply, and traders have since been re-evaluating
1:00.6	just how many rate hikes we might get in the UK this year as a result. From two cuts pre-war
1:06.6	to four rises, it now seems the consensus has landed on one increase from the Bank of England.
1:12.8	Well, that's spell better news for mortgage holders and the battered UK housing market.
1:17.4	Welcome, Lee. Welcome, Helen. So to you both, I whisper all this rather softly because,
1:23.0	let's be honest, anything could change. But as it stands, what impact has the ceasefire had
1:30.1	financially or will it have? Hi, Georgie. It's definitely been a calmer week this week. It feels
1:36.4	like in terms of sort of financial markets, definitely we had a really mad midweek session
1:42.1	for global markets and 50100 where we just everything was flashing green
1:47.1	after quite a doom laden month where things have swung around and being quite difficult.
1:53.2	So it feels like it's been a little bit more positive this week. The ceasefire, of course,
1:57.1	you know, without going to down the political route, could be, like, it is probably quite
2:01.9	paper thin, and we just don't know what could happen from here, of course. But looking at it
	...

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