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Welcome to the political scene. I'm Tyler Foggett, a senior editor at The New Yorker.

Nearly two years into his presidency, Joe Biden, with an executive order, announced a plan to

forgive up the $20,000 of student debt for millions of borrowers. This plan, the first mass student debt cancellation of its kind, has been estimated by the Congressional Budget Office to cost a staggering $400 billion. As you would imagine, this figure has freaked a lot of people out, and earlier this week, the first legal challenge to the policy was filed. a lawsuit from a conservative law firm defending a plaintiff

who claims that the plan is illegal

and that it will force borrowers in some states

to pay taxes on the forgiven amount.

And that's only the beginning.

Republican lawmakers have pledged to keep the challenges coming,

to chip away at the policy

and perhaps to even take it to the Supreme Court.

...