What's up, guys, Joe, here, RIA, in your car.

And I was actually recording this podcast episode while I was driving, and I thought, no, this is too important.

I need to really focus and concentrate.

Because this is a very, very critical and important topic that we, a lot of people have been talking about.

And a lot of my friends have been thinking about people outside of real estate investing, right? And so this is a

critical time because AI is whether you like it or not, no matter what you think of AI, it's

disrupting our economy. And I predict, I'm more optimistic than pessimistic, right? Anytime we've had big disruptions

in the past, you know, with the industrial revolution, with the computer internet revolution,

the worldwide web when it came out, you know, it actually created more opportunities. A lot of

people did lose jobs, you know. I remember hearing um, with the cloud, people would not need paper

anymore. And this is going to disrupt, uh, entire paper industries, you know, and, uh, you know,

even down to the companies that make filing cabinets and all of that. Well, it turns out after the

cloud, people were printing more things than ever. Paper consumptions actually went up. People were

not scanning all other documents like everybody thought they would. You know what I mean? So a lot of times these things you hear in the news are just wild exaggerations and people freaking out over nothing. All right. So anyway, but this AI stuff, it's really, really critical and we need to be aware of it because I think, and I'm predicting, a lot of people will lose their jobs. But the people that lose their jobs aren't necessarily going to be losing it because of AI taking over. They're losing it because they don't know how to use AI to become more skilled in the workforce. There's a research company called Citrin Research. And they wrote an article that a few weeks ago, I've been thinking about this ever since I read it. I thought, I needed to do a podcast about this. It was fascinating. It went viral in New York, you know, a Wall Street type of circles. I heard about the article in the Wall Street Journal. And apparently as I was reading it, it was going viral in the financial markets all around the globe. Because what it was, what this article did, it's fascinating. It wrote it like it was June 2028, talking about what

happened in the last two or three years. And it's a fictional piece, right? But it's written not as

kind of a prediction, but as a thought exercise exploring what might maybe could happen, looking

back in the past. So it's a what if story. Again, it's not a prediction as much as it is a warning, which I think is really important that we need to be thinking about here, especially as real estate investors. This ties into real estate because, okay, you read these predictions and you think, so what, how does it affect me? What do I need to do? What do I need to be aware of? How can I prepare for it. This whole thing is written about what could go wrong, and this is fascinating. If you want to find this article, if you go to citron

research.com, or just Google Citrin Research, AI prediction, 2028 or something like that, and you'll

find this article. But what it's saying is, looking back over the last three years, it's writing

about what happening. It says that the market, stock market crashed 38%. Unemployment hit 10.2%. A.I. replaced white collar workers.

And everybody agrees with this. It's not going to replace the plumbers and the electricians and

the HVAC technicians and the mechanics or the people, you know, making coffee. But it is going to replace

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