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Hello and welcome to Nerdwalt's smart money Podcast, where we answer your real-world money

questions in 15 minutes or less. I'm your host, Sean Piles. And joining me as my co-host,

Deanna Yolkum. Kick it off, Sean. All right. Today's question comes from Jason in Little Rock.

He asks, I've been thinking about getting a travel credit card, but I'm just not sure

if it's right for me. How can I tell? Jason, you are not alone here. Travel credit cards are

having a bit of a moment right now, and for good reason. Many of these have huge sign-up bonuses.

Yeah, like 50,000 points right off the bat. Right, if you spend enough to get it. But that can basically get you a

free round-trip flight. It's a clever bit of marketing, but it can actually be really beneficial to

consumers. Consumers like you, right? Yeah, definitely. Yes. Well, if memory serves me right, all of your

exotic show-offy travel has come courtesy of your

obsessive focus on earning points, right? Yeah, I mean, I'll admit that I was a sucker for that

marketing around these cards when I got one about a year ago just because of that guarantee

of a free round-trip flight on the points alone. But then once I used it, I had to work really

hard to get back up to that. It took several months and many, many, many, many dollars to get back up to 50,000 points,

but I'm still making it work for me.

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