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Hello and welcome to Nerdwalt's smart money Podcast, where we answer your real-world money

questions in 15 minutes or less.

I'm your host, Sean Piles.

And joining me as my co-host, Deana Yocham.

So the premise of the show is simple.

You send us your personal finance questions, and we tap NerdWallets in-house experts to answer

them.

And at the end of the show, we'll leave you with the takeaway tips, and you can put all your newly acquired knowledge into action.

Exactly. So today's question comes from Diamond in Seattle, and she says, I make a decent

salary, and I have my own expenses covered each month, but I'm wondering, how do I prioritize

what I do with my money?

Great question, and it sounds like a deceptively simple one that should have a really easy answer, and unfortunately, that's not the case. The whole topic of prioritization is really

easy to ignore or to just get wrong. A lot of us sort of go through the day, the month,

the year, and we spend money where we think we need to spend money. But often that spending

doesn't really align with our own personal priorities. Yeah, if you don't have that focus,

...