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Hello and welcome to Nerdwalt's Smart Money Podcast, where answer your real-world money questions in 15 minutes or less.

I'm your host, Sean Piles.

First off, my co-host, Deana Yocum, is out on assignment, and I have some special guests here in her place.

I'm talking with John Snyder and David Otten, also known as the Debt Free Guys.

They host the Queer Money podcast.

Today, we're going to talk about how they paid off over $50,000 in credit card debt

and how their relationship is both a good and a bad thing along the way. We wrap up the

conversation with a discussion about the need for education and advocacy around personal finance

in the LGBT community. Let's go into it.

John and David, thank you so much for joining me. How are you guys doing today? We're great.

Thank you so much for having us. Definitely. Thank you. I'm so happy to talk with you. So to start off,

let's just get something out of the way.

Can you say who you are so everyone knows whose voice is who?

Hi, I'm David.

Hi, I'm John.

Mine is the deeper, more masculine voice.

Okay, awesome.

So you had a lot of credit card debt.

You got out of it because you paid it off instead of filing

for bankruptcy or going through a debt management plan, other options you had.

...