Inflation Is at 3.8%. Are Are Three Ways to Make Your Money Fight Back.

Money Rehab with Nicole Lapin

Money News Network

Self-improvement, Business, Education

4.6 • 1.7K Ratings

🗓️ 11 June 2026

⏱️ 15 minutes

🔗️ Recording | iTunes | RSS

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Summary

Inflation just hit 3.8%, the highest it's been since 2023. That means that $100 you had in January? It's worth about $96.30 today. So today, Nicole breaks down three tools that protect your money when inflation runs hot: I bonds, TIPS, and gold. She explains exactly how each one works, who each is best for, and the critical differences between them — including why gold didn't spike during the pandemic inflation surge the way everyone expected, and why right now might actually be different. Plus, Nicole shares a little-known strategy called the "gift box" method that lets couples legally stack up to $40,000 in I bond purchases in a single calendar year. Here is a Money Rehab episode about how to invest in gold Check out Nicole's financial literacy course ⁠The Money School⁠ Find a Financial Advisor or Financial Coach from Nicole's company ⁠Private Wealth Collective⁠ Watch video clips from the pod on ⁠Money Rehab's Instagram⁠ and ⁠Nicole Lapin's Instagram⁠ Here's what Nicole covers today: 00:00 Are You Ready for Some Money Rehab? 00:18 Inflation Is Back — And We're All Feeling It 01:33 What's Driving the Surge (It's Not Just Gas) 02:30 What 3.8% Inflation Actually Does to Your Dollars 02:56 I Bonds: The Inflation-Fighting Investment Nicole Loves 04:34 I Bonds 05:06 TIPS 08:04 Gold: Flight to Safety or Inflation Hedge? 10:00 Why Gold Thrives When the Economy Is a Dumpster Fire 11:40 Tip You Can Take Straight to the Bank: The Gift Box Strategy All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Transcript

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0:00.0	Whenever I'm in Mid-City, I love to pop into Jurassic Magic. It's this coffee shop?
0:04.4	But it's also so much more. They have books and records, a little outdoor sitting area. The whole thing feels more like a community spot than a coffee shop. Plus, they have something called a Magic Latte. It's made with oat milk, and I'm pretty sure it's just a pumpkin-spice latte that it's acceptable to drink in June. If I can't make it in,
0:21.6	I can order online directly from the shop using their order portal made with Square, but Square is more
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0:59.4	That's SQUA-R-E.com slash GO slash MNN. Run your business smarter with Square. Get started today. Hey, money rehabbers. Let's chat about summer spending for a moment.
1:04.3	Because every year, it feels like summer just happens to our bank accounts. One minute,
1:08.7	it's Memorial Day, the next, it's August, and we're all
1:11.0	wondering where our money went. This year, we're doing it differently. U.S. Bank is the teammate I
1:15.8	want all of us to go into summer with. With U.S. Bank smartly checking and savings, we can track
1:21.6	our spending, help support better financial habits, and feel more in control of how we're using
1:26.9	our money. That's what having
1:28.8	the right financial partner looks like, because honestly, why should we have to choose between
1:33.5	having a great summer and being smart with our money? U.S. Bank can help to make both possible
1:39.1	at the same time. Let's set this summer up right together at usbank.com. That's the power of us. Member FDIC,
1:46.2	trademark 2026 U.S. Bank. I'm traveling to Orlando soon for a conference and I'm really looking
1:51.9	forward to it. We travel to Florida pretty often to visit my in-laws. And those trips are always
1:57.4	such a nice reset for us. I'm definitely a sunshine girl, so any chance to spend
2:03.3	time by the water, whether it's at the beach or just sitting by the pool, makes me so happy.
	...

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