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Money Rehab with Nicole Lapin

Funny Money with Comedian Josh Johnson: Senators Smooching, Lifestyle Creep and the Mental Gymnastics of Financial Goals

Money Rehab with Nicole Lapin

Money News Network

Self-improvement, Business, Education

4.61.7K Ratings

🗓️ 15 June 2026

⏱️ 66 minutes

🧾️ Download transcript

Summary

Stand-up comedian and writer Josh Johnson returns to Money Rehab nearly two years after his first time on the show. Since then, he has become a hosting correspondent on The Daily Show, reached millions of followers on socials and continued to post a new stand up set to YouTube (he’s done this for 156 consecutive weeks). He talks about how he’s avoided lifestyle creep as his career has flourished, the best money advice he’s received, and why being broke is like drowning in a swimming pool.     Then, Nicole gets Josh’s take on some of the strangest recent money headlines, including a woman who reportedly saved $15,000 on groceries by going on dates, Victoria’s Secret stock jumping 48% after changing its ticker to “VSXY,” and why taxes are apparently making Gen Z cry. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Follow Josh Johnson’s incredible work and see him live! Listen to Josh’s first interview on Money Rehab Here's what Nicole covers with Josh: 00:00 Are You Ready for Some Money Rehab? 01:46 What's Changed Since Last Time 04:10 The Ownership Illusion 06:28 Why Even Billionaires Never Feel Safe 08:00 How to Stop Moving the Goalpost on Financial Safety 09:18 Lifestyle Creep 12:00 Selling Shoes on eBay and Wikifeet 14:03 The Poisoned Pizza Story 15:18 Why Being Broke Is Like Drowning 19:00 Money-Saving Extremes 24:40 The Culture of Greed and “Good Business” 26:39 Food Insecurity in America 32:17 Cheap Corruption and Political Money 33:03 Structured Notes 37:38 Are We Doing NFTs Again? 40:37 Why Josh Is Skipping AI IPOs He Doesn't Understand 43:00 Funny Money 43:12 The Guy Who Asked His Date for a Venmo Refund 44:53 The Woman Who Saved $15K in Groceries by Going on Dates 46:22 Victoria's Secret's 48% Stock Surge From a Ticker Change 49:00 The $80K AI Deepfake Soap Opera Scam 51:39 Have Taxes Ever Made You Cry? 55:31 Trump's Face on a $250 Bill 59:23 Josh Johnson's Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Transcript

Click on a timestamp to play from that location

0:00.0

The price of gas right now will bring a tear to your eye, especially in Los Angeles where I live.

0:05.3

When you see pictures of crazy high prices in California, it feels like those photos are always taken

0:10.4

right around my house. So here's one tip I love to use to save a little money every time I fill up.

0:16.0

Use a card that offers you cash back on gas. Like the chime card. They offer 5% back on gas, which is like

0:23.5

taking 5% off the price at the pump. And the benefits offered by Chime stack. Like take that 5%

0:30.7

cash back and stick it in a savings account. With Chime, you can get a 3.75% APY on your savings.

0:36.8

That's nine times higher than the national average.

0:40.1

Suddenly you're making money off your bank instead of them gouging you with fees and charges.

0:45.6

Chime is not just smarter banking. It is the most rewarding way to bank.

0:50.7

Join the millions who are already banking fee-free today. Head to chime.com slash MNN. That is chime.com slash MNN. It only takes a few minutes to sign up. Chime is a fintech, not a bank. Bank. Banking services for MyPay and Chime card provided by Chim's bank partners. Optional products and services may have fees or charges. Stated annual percentage yield and cashback for Chime Prime only. No minimum balance required. Checking account ranking based on the JD Power

1:12.2

survey published October 20, 2025. For more information on APY rates, My Pay, Spot Me, and Travel Perks, go to chime.com slash disclosures. Hey, money rehabbers. Let's chat about summer spending for a moment. Because every year, it feels like summer just happens to our bank accounts. One minute, it's Memorial Day, the next it's August, and we're all wondering where our money went.

1:29.4

This year, we're all

1:27.6

wondering where our money went. This year we're doing it differently. U.S. Bank is the teammate I want

1:32.7

all of us to go into summer with. With U.S. Bank smartly checking and savings, we can track our

1:38.5

spending, help support better financial habits, and feel more in control of how we're using our money. That's what having

1:45.5

the right financial partner looks like, because honestly, why should we have to choose between

1:50.2

having a great summer and being smart with our money? U.S. Bank can help to make both possible

1:55.8

at the same time. Let's set this summer up right together at usbank.com. That's the power of us. Member FDIC,

2:02.9

trademark 2026 U.S. Bank. It can be really hard to know where to turn for news, especially news that

2:09.0

doesn't make you feel anxious. There's a new podcast from The Guardian that you should definitely know about,

2:13.7

stateside with Kai and Carter. Three times a week, journalists Kai Wright and Carter Sherman are

2:18.3

trying to slow down the news and wrestle with the questions we all have about what's happening

...

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