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Deeper Than Money

Impulsive Spending

Deeper Than Money

Chloe Elise

Saving, Budget, Millionaire, Business, Loans, Finance, Debt, Relationships, Credit, Money, Investing, Freedom, Mindset, Millennial

4.9826 Ratings

🗓️ 14 October 2019

⏱️ 18 minutes

🧾️ Download transcript

Summary

Are you saving? Or actually just spending? 1) Was I already planning on buying this? 2) Does this purchase align with my short term and long term goals? 3) Am I prioritizing the spending of something that is not a priority for me? 4) What feelings am I ignoring in order to feel happy from shopping? And now before I jump into ways you can ditch the impulse spending, I want to tell you about my new course! MISSION IMPULSIVE: How to Stop Over-spending & Sabotaging Your Goals is now $197 ($20...

Transcript

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0:00.0

Hi and welcome to the Deeper Than Money podcast. I am your host, Chloe Elise. I'm a millennial money

0:11.3

coach speaker, dog mom, and a seven on the enneagram, and I am on a mission to prove to you

0:17.1

that finances can be fun and easy. On the Deeper Than Money podcast, we will dive

0:22.6

into all things millennial finance, debt, saving mindset, and how to have financial freedom

0:29.0

to enjoy life in your 20s and 30s. I want you to leave this podcast with more confidence around

0:34.9

your Moolah and the belief that your biggest financial dreams are possible

0:38.6

for you. So, let's talk money. Today we're going to be talking about Hello and welcome back to the Deeper Than Money podcast.

0:56.1

Today we're going to be talking about saving money versus spending money.

1:01.5

A lot of times when it comes to shopping or buying things, we get in the mentality of saying,

1:09.8

oh my gosh, I'm saving so much money by X, Y, Z, by purchasing this new TV,

1:18.9

by doing this because there's a great sale. There's a great sale or is really discounted,

1:25.4

and therefore I saved so much money.

1:30.0

So that's what we're going to be talking about today.

1:32.5

Are you saving money or is it really just you spending money?

1:38.3

And again, we're going to work on changing the, like reframing how you are thinking about your spending. Reframing how you are thinking about your spending reframing how you're thinking about

1:48.0

your spending i'm so excited for this podcast i just woke up this morning i feel like my voice

1:53.1

is so much lower than normal rosy's chewing on a little antler bone at my feet so So sorry if you can hear that in the background.

2:03.3

But it's just a good day. I'm feeling, I'm feeling just really grateful and really thankful

2:08.9

to be able to wake up and podcast for you today. So thank you for tuning in. I appreciate you.

2:16.7

All right. So let's dive in. So I'm going to talk about

2:18.9

four main questions that I want you to ask yourself in order to determine whether you are

2:27.9

just spending money, whether this is an impulse buy, or whether you are actually saving money. Okay, so let's dive in.

...

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