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slash Podcast.

Derivatives are not suitable for all investors and involve the risk of losing more than the amount originally deposited in any profit you might have made.

This is not a recommendation or offer to buy, sell, or retain any specific investment or service.

Here's your money briefing for Wednesday October 16th. I'm J.R. Whelan for the Wall Street Journal.

Raises are expected to be flat next year and the cost of health benefits up.

And that means workers hoping to get a pay bump at a new job

are asking for a raise at their current one

need to ask the right questions about their benefits package to get their numbers in order.

Basic questions like what does the plan cover what it doesn't cover? How much is it going to cost me? Not just

bi-weekly but overall even annually even if they want to

drill down to the level of their own personal status whether they're single or married or

have children they can even ask to sort of have breakdowns in that manner.

We'll talk to Wall Street Journal reporter Ray Smith, after the break. AI may be the most important new computer technology ever, but AI needs a lot of

processing speed and that gets expensive fast. Upgrade to the next generation of the cloud, Oracle Cloud Infrastructure or OCI.

OCI is the single platform for your infrastructure, database, application development, and AI needs. Do more and spend less like

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