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The Ramsey Show Highlights

If He Doesn't Hide Money From His Wife She Will Spend It All

The Ramsey Show Highlights

Ramsey Network

Business, Investing, Education, Self-improvement

4.5839 Ratings

🗓️ 18 December 2025

⏱️ 6 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

If your private student loans are in default, you're not out of options.

0:06.6

Go to yrefi.com slash Ramsey.

0:08.8

So my dad passed away a few months ago, and he set my mom up pretty well.

0:15.7

He's a lifetime farmer, built a pretty good net worth, very conservative.

0:25.6

And by the time, he has a trust set up, and by the time that all the ground and equipment, there's still room for about

0:31.0

$1.5 million of cash that we could put towards the trust. And my mom is considering disclaiming that cash to go ahead and give it to myself and my two brothers.

0:47.3

And I'm a little concerned about taking on that much cash. My brothers went through a divorce in his lifetime, and we want to do

0:59.1

what we can to protect what my dad's built his whole life. And I want to pay off my house,

1:06.9

and that's what my mom would like to see, you know, me do with the cash that she'd

1:11.5

give me.

1:12.4

And my suggestion was to put it in the trust, leave it there, and I take a loan from the

1:19.3

trust instead and kind of pay back the loan instead, or pay back the trust instead of

1:24.6

the bank, to keep it from becoming a marital asset right off the bat.

1:31.4

So the million and a half would be yours?

1:34.4

Well, it would be split between myself and my two brothers.

1:38.3

Oh, so you would get a half a million dollars?

1:41.4

Yes.

1:42.4

So you don't trust your wife with a half a million dollars uh it's not that

1:46.8

i don't trust trust her but um you know we've seen what's what money can do to to families half million

1:54.0

dollars is not that much money it's it's not but uh it can be spent very quickly.

2:01.6

Wait a second.

2:02.1

Wait, wait, wait, wait.

...

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