brought to you by the every dollar app start budgeting for free today i was married 15 years

with somebody and they just recently well two years ago walked out and left me with everything to deal

with and i uh kind of went through a period of trying to fill that hole.

So I'm $20,000 in debt now.

And I don't know where to begin.

I mean, I work 60 hours a week trying my best, but do I try to bank all my money?

And do I have it for retirement or should I pay up all my debt

because my dream is really to own a home someday before.

It's too late.

I'm so sorry, Betsy.

How long, how old are you now?

58.

Okay.

And any kids, grown and gone?

Grown, grandchildren.

So, yes, I have no children at home.

It's just me.

Do you have any family around?

I do, yes.

I have a daughter that lives close by and then I have a son actually who

had made me start listening to Dave's show he lives in Texas and uh yeah we'd love

to have me down there but it's so hot there amen hey Betsy um is did you go through a formal

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