I Want To Pay Off My Debt But My Parents Have Other Plans

The Ramsey Show Highlights

Ramsey Network

Business, Education, Investing, Self-improvement

4.5 • 839 Ratings

🗓️ 2 September 2025

⏱️ 4 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by Xander Insurance. Compare rates from top-term life insurance companies in seconds at Xander.com.
0:09.9	I recently stumbled across your show. I've watched your baby steps explained a couple of times, and it's got me on fire to really mail down my finances.
0:18.6	So I'm on Baby Step, too. I've got a few, uh, I've got a few
0:23.4	loans to pay off. And I've got some savings. Uh, I'm thinking of taking those savings and
0:28.8	wiping out those debts moving on to baby step three. Awesome. Uh, but my dad and my mother-in-law,
0:35.9	both independently, uh, suggested that I put the money towards my mortgage instead.
0:41.5	And I'm confused.
0:42.8	I'm married.
0:45.1	Do they, do you work for them?
0:48.5	No, I went to them for counsel.
0:50.7	Why?
0:51.1	I just wanted to get their advice.
0:52.5	Oh, okay.
0:53.4	So you ask them to vote on this. Okay.
0:57.8	Yes. Well, I mean, you've got to decide what you think is wise, what they said or what we say.
1:03.9	Okay. I think their advice is stupid. I think they mean well, but it's dumb.
1:11.4	Okay.
1:12.0	We have led more people out of debt into millionaire net worth than any other organization operating in America today.
1:20.3	And neither one of them work for me.
1:24.0	Right.
1:25.4	So, I mean, it's this process works, in other words.
1:29.5	It's a proven process.
	...

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