I've Never Hated A More Vile Piece of Trash | Financial Audit

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4 • 894 Ratings

🗓️ 17 January 2025

⏱️ 97 minutes

🔗️ Recording | iTunes | RSS

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Summary

▶This post show is *crazy* ... after stealing $1k a month from her dad for "substances ", I made her call and confess... it went a way you'll never expect, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶▶Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/ PDS Debt is offering a free debt analysis. Make this the year you take control of your debt. It only takes thirty seconds. Get yours at https://PDSDebt.com/hammer Looking for lower rates and better terms quickly and easily? Click https://money.com/caleb-mortgage-refi to compare the best mortgage refinance options with Money.com. Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money. Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ ▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶EDUCATION: 1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/ 2) The best budgeting program online: https://calebhammer.com/budget 3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing 4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula 5) Get your own free Hammer Financial Score: https://www.calebhammer.com _______________________ ▶RESOURCES 1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://soficreator.pxf.io/c/5535481/2083783/25681?adcampaigngroup=bank&adnetwork=brand *affiliate link 2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services. Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms & Conditions Apply 3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer 5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today! 7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/ 8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Say hello to the next generation of Zendesk AI agents, built to deliver resolutions for everyone. Loved by over 10,000 companies, Zendesk AI agents easily deploy in minutes to resolve 30% of interactions instantly. That's the Zendesk AI effect. Find out more at Zendesk.com. To watch episodes of Financial Audit a week earlier, check us out on YouTube. Maybe if we can't pay our bills. We're not buying fiends. I'm going to have to disagree on that one, but... For $1,000 a month.
0:24.5	How often? earlier check us out on YouTube maybe if we can't pay our bills we're not buying f***ing I'm gonna have to disagree on that one but $4,000 a month how often were you
0:25.4	drunk driving before you lost your car because you hit it I was only the second time
0:29.9	that I ever did that are you literally a stupid human that's disgusting we're
0:35.5	traditionally college when you get 30 is when you get it together someone could have died that's disgusting. This is your party years. When you get 30 is when you get it together. Someone could have died. That's not cute. Yeah. All of our education is bundled together for 15% off. With a 30-day money-back guarantee, go to Calebhammer.com slash bundle. Or click the link in the description or pin comment below. Hi, my name is Sam. I'm 26 years old. I live in Austin, Texas, and this is Financial Audit. Do your piercings ever kiss each other? They're like right next to each other. Um, no, because this one is farther into my face than this one. Uh-huh. What do you do for a living here in Austin? Thanks for coming into the studio, by the way.
1:11.6	I am a Dreyage operation specialist.
1:14.2	Wait, I'm sorry.
1:15.1	A what?
1:15.6	A Dreyage operation specialist at a transportation brokerage.
1:20.0	Interesting.
1:20.6	Okay, so what do you do?
1:22.3	I work with customers and carriers for a non-asset owning brokerage to facilitate the movement of shipping containers for imports and exports.
1:32.0	That sounds like it was right off a corporate website.
1:34.3	No, that's just how I described it.
1:37.1	What are you making this job?
1:38.9	63,000, 5 a year.
1:41.5	And then quarterly, I get an approximate $3,200 bonus.
1:46.5	You basically make 72-ish?
1:51.4	Right now I'm sitting at 72, so it'll probably be around 75.
1:56.5	Okay, so you make close to the median household income in the entire city of Austin.
2:01.8	That would not be reflected in how you are today, but how do you feel living on that in Austin?
2:08.6	I am having a great time.
	...

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