Arrogant Freak Thinks He Knows More About Money Than Me | Financial Audit

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4 • 894 Ratings

🗓️ 15 January 2025

⏱️ 78 minutes

🔗️ Recording | iTunes | RSS

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Summary

▶This dude keeps falling into PUMP AND DUMP scams and I completely expose him in today's post-show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶▶Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/ Go to https://meetfabric.com/CALEB and apply today, risk-free ▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶EDUCATION: 1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/ 2) The best budgeting program online: https://calebhammer.com/budget 3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing 4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula 5) Get your own free Hammer Financial Score: https://www.calebhammer.com _______________________ ▶RESOURCES 1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://soficreator.pxf.io/c/5535481/2083783/25681?adcampaigngroup=bank&adnetwork=brand *affiliate link 2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services. Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms & Conditions Apply 3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer 5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today! 7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/ 8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Say hello to the next generation of Zendesk AI agents, built to deliver resolutions for everyone. Loved by over 10,000 companies, Zendesk AI agents easily deploy in minutes to resolve 30% of interactions instantly. That's the Zendesk AI effect. Find out more at Zendesk.com. To watch episodes of Financial Audit a week earlier, check us out on YouTube. $100,000 in debt. $100,000. What was the debt? Credit cards mostly. $100,000 of credit cards? Close, vacations. Oh. The idea is I can get what I want right now and pay for it later. But you did it pay for it later! With the influx of amazing customers that I get this year. Why would they trust you?
0:38.4	Look at me.
0:39.6	I'm a little bit.
0:40.9	So, really are of you.
0:43.3	This is crazy.
0:44.7	Okay, but I disagree.
0:48.6	All of our education is bundled together for 15% off with a 30-day money-back guarantee.
0:52.4	Go to Calebhammer.com slash bundle.
0:54.6	Or click the link in the description or pin comment below hi i'm cj i'm 33 years old i live in austin texas and i'm on financial
1:01.8	audit yes you are and what do you do in austin texas for a living uh i am a hairdresser and i also build
1:10.3	websites for beauty pros um Ah, yes. I see. Yeah.
1:16.5	You see it. I can vision this. Okay, very cool. So two jobs. Let's start with the first one.
1:22.2	Hairdresser. What do you make in dressing that hair? What do I make? I would say I'm on commission so it ranges,
1:29.3	but I would say probably about 70k a year. Why the fuck do I have debt in front of me right now?
1:35.8	Okay, so that's just one job, $70,000 a year. By the way, essentially the median household
1:42.4	income in the city of Austin, Texas.
1:46.0	Household, just you from one job, and then you build websites for RuPaul or something.
1:51.8	So what...
1:52.2	I wish.
1:53.7	What, how much do you make with that?
1:56.4	I would say probably like an extra 20K a year.
2:00.9	This is incredible.
	...

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