I've Been Stacking Cash In My House For Years (It's Over $300k)
The Ramsey Show Highlights
Ramsey Network
4.5 • 840 Ratings
🗓️ 4 March 2026
⏱️ 10 minutes
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| 0:00.0 | Brought to you by the Every Dollar app. Start budgeting for free today. Just the other day, I realized they've got about $300,000 in my house. Oh, wow. Wow. And I'm not, I'm unsure of what to do with it and how to, is it, do I take it to the bank? Is it okay? Is that your only, is that your only money, Stewie? Is the $300,000 or have you ever used a bank? No, I have a bank. I have a bank. It started, I don't know, it started as kind of a game 10 years ago. I don't save, I'd save $100 bills and I just save. I don't know. Yeah, but that's a lot. I got some money in a bank, but I just, I got more than I, it's too much at the house. Yeah. Yeah, it's a, it's a risk. It's too much. What do you, what do you have? Do you have a traditional savings account? I have, I have got a checking account and I've got a high yield savings account for some other money that I've got. |
| 0:55.0 | Okay. |
| 0:55.5 | Do you have any investment accounts, anything that's like a 401k or an IRA, anything like that? |
| 1:01.9 | I never have. |
| 1:03.2 | Okay. |
| 1:03.8 | Okay. |
| 1:04.1 | How old are you, Stewie? |
| 1:06.3 | I've 50. |
| 1:07.3 | I just turned 50. |
| 1:07.9 | Okay. |
| 1:08.3 | You have no 401K, no retirement account of any kind. Never have. |
| 1:13.8 | Who do you work for? Well, you don't need to tell us that because I want to keep you as private as |
| 1:17.2 | possible. But what kind of work do you do? I'm self-employed. I work in agriculture. And our business |
| 1:24.9 | takes in a lot of cash. And I just, at one point I decided, you know, I like cash. I'm going to keep it around. And I got out of hand. Well, listen, so Jade is pulling up her handy-dandy investment calculator. This is off of Ramsey Solutions website. Yeah. Solution.com. You need to pay close attention, Stewie, with the numbers, and this she'll tell you what to do. |
| 1:47.2 | So, Stewie, with you just saving these $100 bills, what would you say in a month, how much |
| 1:53.5 | do you think you put away into savings under your mattress or wherever it is in your house? |
| 1:58.2 | I have no. |
| 1:59.3 | It slowed down quite a bit. |
| 2:00.8 | My family is a lot larger now. |
| 2:02.8 | The kids are bigger. We're spending more. Sure, but I mean, is it 500 bucks? Is it, you know, |
| 2:08.6 | give me a ballpark? Yeah, 500 to a thousand probably. 500. Okay. I'll say 500. So here's what I |
| 2:15.9 | here's what I want to show you first off if you take that |
... |
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