I Think I’m Cursed

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 28 September 2024

⏱️ 10 minutes

🔗️ Recording | iTunes | RSS

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Summary

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Transcript

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0:00.0	Brought to you by the Every Dollar app.
0:04.3	Start budgeting for free today.
0:06.6	Hey, I was just trying to see if you guys could help me undo the mess that I'm in.
0:11.5	I don't know if I'm cursed or what, but I'm in a lot of debt, and I'm a single mom,
0:19.1	and I'm going to be close to retirement age shortly, and I'm a single mom and I'm a be close to retirement age shortly and I just I don't know what to do.
0:27.5	Okay. How old are you?
0:29.6	I'm 46.
0:31.2	Okay. And what's going on? Tell us some more details.
0:34.4	Okay. So last year my goal was to own a home and I know about debt to income ratio.
0:42.0	And my highest debt would have been my car note, which was 772. Long story short with that,
0:50.0	I end up making a bad deal, end up at 615 still, but no gap insurance. Since then, the job that I
0:59.1	had, I have now lost. I have a new job, but it's $3,800 less. That's a lot. It is. Per month?
1:09.9	Yes. And I? Less? Yes.
1:13.1	And I'm struggling right now.
1:14.2	I'm close to addiction.
1:17.2	I'm about to, I'm close to about to lose my car.
1:20.2	So tell me, tell me what you're making now.
1:25.7	I'm averaging about 12 to 1,400 a month, barely making it.
1:26.2	Oh, man.
1:26.7	Yeah.
1:27.3	Okay.
1:29.9	12 to 1,400. Tell us barely making it. Oh, man. Yeah. Okay, 12 to 1,400. Tell us what your rent is.
	...

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