I Ran Up $37,000 In Credit Card Debt And Ashamed
The Ramsey Show Highlights
Ramsey Network
4.6 • 682 Ratings
🗓️ 15 December 2024
⏱️ 9 minutes
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| 0:00.0 | Brought to you by the Every Dollar app. |
| 0:04.3 | Start budgeting for free today. |
| 0:06.6 | So I've listened to a show for a very long time, and I actually started following Ramsey in the early 2000s, |
| 0:16.8 | and, you know, succeeded in having some decent financial security. |
| 0:23.3 | And then, yeah, about five years ago, my husband suddenly passed away. |
| 0:28.6 | Oh, goodness. |
| 0:29.9 | Yeah. |
| 0:30.2 | How old was he? |
| 0:32.1 | 59. |
| 0:33.3 | So, you know, it was just a bummer because we were planning, you know, we had educated our kids. |
| 0:39.5 | We were making good headway on our finances, our home. |
| 0:42.9 | We were planning a future. |
| 0:44.2 | So I went into like a state of just craziness. |
| 0:50.0 | I don't know what you call it, but I'm very angry. |
| 0:53.1 | Yeah, very angry. |
| 0:55.1 | And I actually donated a lot of money, and I spent our emergency fund money, |
| 1:03.6 | and I charged up $37,000 worth of credit card debt. |
| 1:07.6 | Wow. |
| 1:07.9 | And so I'm back to replenishing my emergency money and I'm getting rid of my |
| 1:17.1 | credit cards consolidating back to the baby steps. But my question is I have, I feel like my situation |
| 1:25.5 | is so awkward because I have $1.1 million in my retirement account. |
| 1:30.3 | Okay. |
... |
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