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The Ramsey Show Highlights

I Racked Up $40,000 Of Debt During A Manic Episode

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Business, Investing

4.5840 Ratings

🗓️ 25 January 2025

⏱️ 8 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

Brought you by Y-ReFi.

0:04.1

Refinance your defaulted private student loans today at Y-ReFi.com slash Ramsey.

0:10.2

I've got bipolar 1.

0:12.2

I was diagnosed when I was 19, so I'm 24 now.

0:17.0

And, you know, I've been on my meds, been in therapy for five years the whole time and then

0:23.7

just kind of crashed this last couple months um i went into a full-blown manic episode for about

0:30.2

eight weeks um racked up 20 000 in debt and blew through my savings that was almost $20,000.

0:40.2

And I'm financially not in the best situation right now.

0:45.5

I make 104 right now.

0:48.8

I quit my job when the manic episode happened and luckily caught a new one that I started in October.

0:55.6

So I'm just a little lost and scared of myself, if I'm being honest.

1:01.7

Yeah, that's it, right?

1:02.7

You're, well, number one, can I just tell you I'm proud of you?

1:07.7

Thank you.

1:08.7

That's going to sound bananas, but you've had one blowout in five years.

1:14.5

Yeah, I mean, I've dealt with manic and depressive episodes in that time, but nothing to this degree.

1:21.1

But that tells me you've been working real hard.

1:25.0

Yeah.

1:25.4

That means you've been taking your meds, even when you don't want to. That means you've been going to meds even when you don't want to. That means you've been going to counseling, even when you don't want to. That means you've been putting the work in. I'm proud of you. That's hard. Thank you. Okay. Thank you. And I love your self-awareness is pretty, pretty amazing. Yeah, the person that you've lost trust in is not your boss,

1:46.7

is not the government,

1:47.6

it's you,

1:48.5

right?

...

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