Brought to you by the Every Dollar app.

Start budgeting for free today.

Let's go directly to the phone lines where we've got Catherine in Knoxville, Tennessee.

What's going on, Catherine?

Hi, I'm doing well. How are you?

We're doing great.

All right.

So my question for you guys is my husband and I recently moved to Tennessee,

and we just had our first baby in October. Nice. And we have some debt. A majority of it is

student loans. Okay. We owe, well, he owes $58,000 for student loans. Okay. Um, we owe, well, he owes, um, $58,000 for student loan.

58? Yes. Five, eight. You said that very strategically. Y'all both own, right? Yeah.

Y'all both own. Yes. We, we both own it because they're married. There you go. There you

go. Yeah, yeah.

What else you got?

So we also have a little over $21,000.

I guess it would be considered consumer debt.

I hope I'm saying that right.

Okay, what is it?

So like our cars, I owe a little over $5,000 on my car. Okay. He owes a little over $5,000 on my car. He owes a little over $6,000 on his. I have a loan

with his mother. So there's zero interest in that for about 33. Oh, there's interest.

There's interest, Tiffany. There's interest. That's the highest interest loan you can have, Catherine.

How much is that loan?

...