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All right. Today's question comes from Lucas in Kentucky. He says I'm 18 years old and earned $42,000 a year.

I got into an accident this week and totaled my Camaro. I'm expecting the insurance settlement will be about $10,000 and I still owe $6,300.

The problem is I want a new car, don't we all?

I'm into muscle cars, aren't we all, and found a 2023 Mustang for about $46,000.

I bet you did.

Yeah, I know it's a lot, but I can get a loan at 7% interest in 84 months with payments of $650 a month.

My parents said it's too much.

Thank you, parents, for what I'm making and for being so young.

I'd like a second opinion from you.

Listen, we'll give you a second opinion, a third, fourth, and fifth, because I'm sure the booth guys probably agree with us.

Jade might give you more than an opinion. It might be a whooping by the end of this one.

I want to. This is not a good situation. I would, there's nothing I would love more than to

to put a whoop in on Lucas, but he's 18 and, you know, he needs a little.

Did they stop teaching basic math in school? Did we just like skip to the Pythagorean theorem and calculus?

In many cases, yes.

Like making 42,000 and you're going to buy a depreciating asset that's worth $46,000.

He doesn't see it that way, though.

He sees it as I'm making 42K.

I live at home.

I have no bills. I, you know, the world is my oyster and I can easily make a

$650 payment. That's what he sees. And so I get it, but he asks for an opinion. He's like,

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