Hey Joe, do you know anybody who retired at the age of 34?

I...

No.

You're about to.

One of our collars is 31, has a goal of retiring in three and a half years so by the time he is 34 and a half and a half I like the half and a half you know because in the world of financial planning 59 and a half is a significant age 70 and a half for RMDs is the significant age and 34 and a half is significant age, 70 and a half for RMDs is the significant age.

And 34 and a half,

significant age.

Exactly. Welcome to the Afford Anything Podcast, the show that understands you can afford anything, including retiring at 34.5.

But you can't afford everything.

Every choice that you make is a trade-off.

That applies not just to your money, but to your time, your focus, your energy,

your attention. So what matters most and how do you make decisions accordingly?

Answering these two questions is what this podcast is all about.

My name is Paula Pant, I trained in economic reporting at Columbia University,

I am the host of this show, and my buddy, former financial planner,

Joe Saul Seahy, joins me every other episode to answer questions that come from you, the community.

How's it going, Joe?

It is going great as people can hear.

My voice is a little bit rusty. I'm a little bit sick, but I'm ready to go. We got some great questions.

We have incredible questions and Joe our first question comes from an anonymous

caller who has doubled her income and is now trying to grapple with how to deal with a

much higher tax bracket then we're going to talk to a renter who is wondering how to make the most of the fact that she's

...