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The Ramsey Show Highlights

"I'm Pretty Good with Money" (Filed For Bankruptcy Twice)

The Ramsey Show Highlights

Ramsey Network

Business, Investing, Education, Self-improvement

4.5839 Ratings

🗓️ 10 May 2026

⏱️ 8 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

Brought to you by the Every Dollar app. Start budgeting for free today.

0:06.5

I've been pretty good about my finances for a while. Not saying on the greatest. Obviously,

0:10.4

I made bad choices. I have been bankrupt twice, and I made a bad choice. I got a G& position,

0:16.4

and I run a restaurant, and I just came upon some money, and I was making really good money during COVID and I was bought a house.

0:23.6

I got an inheritance.

0:25.1

I did some, you know, I had money in the bank about, you know, and so forth.

0:29.2

And then I went and wanted to upgrade my truck, which during the time, I was okay.

0:35.3

And then, you know, I bought this truck at 52,000 and I make about

0:42.5

$65,000 before bonuses now before I was making 75 so it was a little more

0:48.8

higher my husband he makes about 40 but we keep our finances separate I know

0:52.7

that's you know but we just don't do it that way.

0:56.9

Um, the question I have, the main question is, is I don't know what to do with

1:00.8

the truck because I am living paycheck to paycheck.

1:03.7

I literally pay $9.45 for a car payment.

1:07.3

I pay $310 for car insurance and probably around in about $200 every four days for gas.

1:16.4

I was living a life before my truck.

1:18.6

You know, I was not struggling as much.

1:20.8

We were able to have food on there and, you know, and now I just don't know what to do.

1:25.1

But I'm upside down in my truck about the car.

1:29.5

They sold me.

1:30.5

It was a whole mess up deal.

1:32.5

They sold it to me for 50 with a rollover from a previous car.

...

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