I'm Hesitant to Pay Off My Mortgage

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 17 November 2020

⏱️ 3 minutes

🔗️ Recording | iTunes | RSS

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Summary

The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Chris Hogan, Christy Wright, Anthony ONeal, and Dr. John Delony. Part of the Ramsey Network. Delivered to you five days a week. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	It's Tuesday, and this is the Ramsey Call of the Day, part of the Ramsey Network.
0:06.4	Joining me today is Ramsey Personality, Christy Wright.
0:10.4	Jay's in Atlanta. Hi, Jay. Welcome to the Dave Ramsey Show.
0:14.4	Hey, Dave. Hey, hey, Christine. How are you?
0:16.1	Hi, good. Great. How can we help? Well, Dave, I'm in need of some mortgage payoff therapy.
0:24.2	Thank you for your honesty.
0:25.6	We're ready for it.
0:27.2	Stretch out here on the couch.
0:29.3	I've logged on today.
0:30.6	Got to hit submit to pay off the balance and just hesitated and had a panic attack.
0:36.1	I'm like, I'm going to call Dave and see what he
0:37.6	thinks. Okay. How much do you own the mortgage? Uh, just shy of 260, so 259. And you have
0:45.5	the money in the account to pay it off? I do. And how much other money other than that do you have?
0:52.4	Uh, that'll lead me140,000 in cash.
0:57.7	And what do you make a year?
0:58.9	50 short term.
1:00.4	Well, that's where it gets tricky.
1:01.4	I'm just exiting my position.
1:05.2	So technically I am unemployed.
1:07.8	Okay.
1:08.2	What are you going to do?
1:10.1	I haven't decided yet, but I'm going to jump back
	...

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