I'm Being Sued by a Credit Card Collector!

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 18 November 2020

⏱️ 10 minutes

🔗️ Recording | iTunes | RSS

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Summary

The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Chris Hogan, Christy Wright, Anthony ONeal, and Dr. John Delony. Part of the Ramsey Network. Delivered to you five days a week. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	It's Wednesday, and this is the Ramsey Call of the Day.
0:03.7	Part of the Ramsey Network.
0:06.8	Joining me today is Ramsey Personality, Chris Hogan.
0:10.5	Al is with us in Dallas, Texas.
0:12.8	Hi, Al. What's up?
0:14.6	Hello. Thanks for taking the call.
0:16.6	Sure. What's up? How can we help?
0:18.7	So I actually got a letter saying that we learned that the county clerk's office
0:23.6	and office that this capital recovery company has filed a lawsuit against me for unpaid
0:30.8	debt. And I do recall a debt. And it's actually a debt when we used to be a single income
0:36.5	family and getting my wife through college and all that.
0:40.8	We did accumulate that debt and we didn't pay it.
0:43.2	It was a credit card.
0:45.0	And so now it's coming back to hunt us after, you know, six, seven years.
0:49.4	Uh-huh.
0:50.4	And so there's, uh, several law firms have reached out to us.
0:55.3	And, you know, we can help you with this.
0:58.4	And I'm trying to decide to see if we just go ahead and go directly with them and make an arrangement.
1:05.6	They tell me, you know what, you could pay this whole thing off.
1:09.2	It's going to cost you $4,500.
1:11.7	Or you could go ahead and just set settle on sum of $3,000.
1:15.8	But then the lawyers, the lawyers are reaching out to us and you know what?
	...

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