Hey everyone, welcome back to Finance Friday. It's another special edition of Money Girl,

where I answer your burning money questions. Today we have an amazing topic that comes from

Dan, who says, I'm a 35-year-old man who owns a home and is happily partnered with no kids yet.

I have a potentially strange question because I'm in the fortunate position of being quite

financially secure. I've worked very hard after growing up in a financially unstable household.

I paid off nearly $80,000 in college debt

by the age of 26, rose quickly in my nonprofit career to an annual salary of about $200,000.

And then about a year ago, I left that track to launch a consulting business.

This year, my business revenue before taxes will

exceed $500,000, quite miraculously. I have some subcontractors, but my business expenses are

relatively low. I have about $300,000 left on a mortgage at a 2.9% interest rate and about 20,000 on a car loan

with 0% interest. And I've saved about 400,000 for retirement. So I'm in the most secure position I could

have imagined. I'm pretty careful with my spending and I'm trying not to

inflate my lifestyle, but I'm struggling to determine what my goals should be. When I was making

less money, it seemed easier to set goals and budgets. But now, I don't really know where to

begin. I have a great financial advisor, but I still feel a little lost about whether to

expand the business, invest more in philanthropic causes, or save more for emergencies for myself,

my friends, and family. How does someone who's financially successful set goals and a budget?

I love your excellent question and want to congratulate you on your financial success, Dan.

Your hard work and courage to launch a new venture have clearly paid off.

Yes, you're in a terrific position that many people dream of. However, you've acknowledged that being

financially secure can come with its own set of challenges, and that's not strange at all.

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