I'm Afraid Of What I'll Find If We Combine Finances
The Ramsey Show Highlights
Ramsey Network
4.5 • 839 Ratings
🗓️ 12 November 2025
⏱️ 9 minutes
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| 0:00.0 | Brought to you by the Every Dollar app. |
| 0:04.3 | Start budgeting for free today. |
| 0:06.9 | I guess I have a question about debt and merging everything. |
| 0:11.8 | I'm a new wed. |
| 0:13.2 | Me and my husband recently got married in December 12th, 2024. |
| 0:18.0 | And I didn't know that he wasn't as financially responsible as I thought um he has |
| 0:26.1 | I guess been more secretive about his debt I'm a bit more like open about it and he wants |
| 0:32.5 | the merge accounts but I'm not comfortable with doing it as a get because he's kind of been very secretive |
| 0:38.2 | and has lied to me about certain debts. |
| 0:41.4 | And I'm working on now using like your plan to get myself out of debt because I bought |
| 0:46.3 | a home before we got married back in 2023. |
| 0:50.0 | I have a car I'm working on paying off, which is supposed to be paid off later maybe next year, |
| 0:56.6 | and a couple other few debts, but he has many more that I wasn't aware of and some that I think |
| 1:02.1 | is secretive about still. |
| 1:03.6 | We're going to marriage counseling, but I just, I don't know how to be more comfortable |
| 1:08.9 | with merging our accounts together and fear like we'll be deeper in debt versus trying to have more assets. |
| 1:17.3 | Give me an example. |
| 1:18.2 | So let's clarify because part of the solution to the problem is you merging accounts because when you merge them, then you can see everything that's going on, right? |
| 1:27.8 | There's transparency there. So give me an example of what that deceit looked like. Was it, I asked him how much the bill was and he said it was 300, but really it was 3,000. Tell me an example of what that is. |
| 1:40.8 | Meet every dollar budgeters, Christy and Steve. They used to fight about money. |
| 1:45.0 | I'm the spender. |
| 1:46.0 | I'm definitely the saver. |
... |
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