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The Ramsey Show Highlights

$120,000 For A Ministry Degree?

The Ramsey Show Highlights

Ramsey Network

Business, Investing, Education, Self-improvement

4.5839 Ratings

🗓️ 12 November 2025

⏱️ 8 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

Brought to you by the Every Dollar app. Start budgeting for free today.

0:06.6

I am a senior in high school. I'm freshly 18 years old. And I got into my dream college,

0:14.5

and I don't know how to tell my parents. Wow. I thought there was going to be something bad that happened.

0:20.4

This is good. So give us the context of why this is bad news for your parents.

0:26.2

So my dream school for my whole life has been University of Northwestern St. Paul.

0:33.8

Whole life. Since you were zero years old, you're like, this is on my dream Pinterest board.

0:40.0

Is that a private school?

0:42.9

Yes, it's private and Christian.

0:45.2

Yep. How much is that tuition?

0:48.2

It's about $38,000 a year.

0:50.9

Okay.

0:54.0

Okay. So what have you and your parents talked about when it comes to college?

0:59.4

So I've known for a very long time that my parents were not going to help us, we're not going to help me with college.

1:06.1

I'm the oldest of six kids and we live on just my dad's income. Okay. And so they don't want me to go there

1:17.0

because they don't want me to go into student loan debt, which I understand. Yeah.

1:25.5

100%. I think you have probably 99% of people listening to this saying, yep, we agree with your parents.

1:32.9

We are.

1:35.7

And so you've not told them because you're going to go and you're going to go take on essentially over four years, $160,000?

1:47.6

What I haven't told them is that I got, yeah, what I haven't told them is that I got a partial

1:55.0

ride scholarship.

1:56.4

Oh, well, that's great.

1:57.6

Okay, so how much does that cover?

...

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