$120,000 For A Ministry Degree?

The Ramsey Show Highlights

Ramsey Network

Business, Investing, Education, Self-improvement

4.5 • 839 Ratings

🗓️ 12 November 2025

⏱️ 8 minutes

🔗️ Recording | iTunes | RSS

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Summary

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:06.6	I am a senior in high school. I'm freshly 18 years old. And I got into my dream college,
0:14.5	and I don't know how to tell my parents. Wow. I thought there was going to be something bad that happened.
0:20.4	This is good. So give us the context of why this is bad news for your parents.
0:26.2	So my dream school for my whole life has been University of Northwestern St. Paul.
0:33.8	Whole life. Since you were zero years old, you're like, this is on my dream Pinterest board.
0:40.0	Is that a private school?
0:42.9	Yes, it's private and Christian.
0:45.2	Yep. How much is that tuition?
0:48.2	It's about $38,000 a year.
0:50.9	Okay.
0:54.0	Okay. So what have you and your parents talked about when it comes to college?
0:59.4	So I've known for a very long time that my parents were not going to help us, we're not going to help me with college.
1:06.1	I'm the oldest of six kids and we live on just my dad's income. Okay. And so they don't want me to go there
1:17.0	because they don't want me to go into student loan debt, which I understand. Yeah.
1:25.5	100%. I think you have probably 99% of people listening to this saying, yep, we agree with your parents.
1:32.9	We are.
1:35.7	And so you've not told them because you're going to go and you're going to go take on essentially over four years, $160,000?
1:47.6	What I haven't told them is that I got, yeah, what I haven't told them is that I got a partial
1:55.0	ride scholarship.
1:56.4	Oh, well, that's great.
1:57.6	Okay, so how much does that cover?
	...

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