Off to try.

Live from the headquarters of Ramsay Solutions broadcasting from the pods moving and

storage studio, it's the Ramsay Show, where America hangs out to have a conversation

about your life and your money.

I'm George Campbell, joined this hour by my friend Ken Coleman, bestselling author and

host of the Ken Coleman Show.

And we're here for you, America, to help you kick off the New Year's Strong, help you

achieve your goals, whether it's professionally, financially, relationally, you name it,

we are here for you.

The number to call is triple eight eight two five five two two five.

Johnny is kicking us off in Denver, Colorado.

Johnny, welcome to the show.

Hi guys, thank you so much for having me.

Absolutely, what's going on with you?

Well, to keep it simple, I have about $40,000 in credit card debt that I'm looking to

erase as soon as possible.

But it's really difficult because I only make around $45,000 after tax.

I owe so much credit card debt and all my credit cards are over the limit that the interest

alone is almost the exact amount of any minimum payments I'm able to make on a monthly

basis.

So just as of right now, I just don't know how I'm ever going to even make a dent in

this because any payments that do make the interest all but absorb it.

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