Hey guys, on January 12th we're hosting a free live stream called Building Wealth in 2023.

You'll learn how you can still make progress and build wealth this year,

even in this crazy economy.

Register for free at the link in the show notes.

Live from the headquarters of Ramsey Solutions broadcasting from the pods moving in storage studios,

it's the Ramsey Show where that is Dom, cash is king and the paid off home mortgage is taking

the place of the BMW as the status symbol of choice. We help people. Build wealth, do work that they

love and create actual amazing relationships. Can Coleman Ramsey personality number one best-selling

author of the book, paycheck to purpose is my co-host today. We're taking your calls at

triple eight eight two five five two two five that's triple eight eight two five five two two five

so Ken it is the time of year when people reset their lives you've got a white board that's a

race you can write anything on this new year that you want. There's something grace filled about

a new year and sometimes people kind of do ish or wish they call it a resolution and then they

change nothing. That's right because the resolution is just that it's something that I kind of feel

like I want to do maybe there's some guilt driving the resolution maybe there's a wish there might

have been some champagne involved that's right. That's right. That's a good point maybe even peer

pressure all the goal setting that's resolution is a we set a resolution but as you know the data is

just abysmal they all fall off. Round February. The gym gets gets empty again is as hell years ago

there were no machines available in January I was working with a personal trainer and he said no

problem just wait a while and times a day there won't be a soul in here. 45 days in the gym is empty

yeah so that's the difference in a resolution at niche a wish a goal a goal is something you

actually do goals are dreams with work boots on and it means asking what do I need to do differently

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