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The Ramsey Show Highlights

I’m 57, $87,000 In Debt, And Want To Get Ready For Retirement

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 10 November 2024

⏱️ 9 minutes

🧾️ Download transcript

Summary

📱Download your free Ramsey Network app today! 💵 Start your free budget today. Download the EveryDollar app! Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews, and more! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Brought to you by the Every Dollar app. Start budgeting for free today.

0:06.6

Well, Dave, I'm calling you because I have a question, which is how do I bounce back financially

0:15.2

and get myself ready for retirement?

0:18.4

What do you bouncing back from?

0:22.6

Well, I have been, I had an accident in 2007, which left me disabled.

0:29.9

I had to learn how to walk again.

0:32.4

Wow.

0:33.5

And so finally, I got to the place where I could do a part-time job because I needed the money that I was getting from Social Security disability, and my pension was basically going towards my rent.

0:47.8

But I started doing that and, you know, hurt myself a couple of of times wasn't able to really save up and then

0:58.3

uh COVID came I was able to get a full-time job but it was a temp job so of course that

1:04.5

wasn't really enough still to you know save anything yeah um but now are you sin are you single

1:10.6

daniel yes I am okay and you're 57 know, save anything. Yeah. But now... Are you single, Daniel?

1:12.1

Yes, I am.

1:13.0

Okay.

1:13.8

And you're 57.

1:15.4

And how are you doing with the disability now?

1:17.5

Are you working full-time or how are you doing?

1:21.1

Praise God, I am working full-time.

1:23.1

In fact, I just recently was hired permanently.

1:27.2

Good.

1:27.6

What do you make?

1:29.9

My salary is $50,600.

...

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