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Okay, so I will exercise brevity here. I have extremely generous and thoughtful in-laws.

They do very well, though they are not, you know, Ramsey-Principal people. And with that being said,

a couple years ago, they opened a whole life

policies for all four of their children that they pay for and technically own. But when they

gifted it at Christmas, they said, you know, we opened these policies, but they're yours. If you want to

cash it out, if you want to add to it, if you want to just let it fit, that's totally up to you.

Okay.

Flash forward three years later, now that we're married, because they gifted the policy when we were dating.

Oh, wow.

I would like to cash out the policy because my husband and I both have term insurance, so we're covered there on our own.

I would like to cash it out and put it in a high yield, which the interest would probably cover

what they're contributing every month anyway, which is $65.

Yeah.

But my husband doesn't want to be ungrateful or have a difficult conversation.

And I don't know if my mindset should be like, you know what, technically brass tax,

they own the policy, it's their money.

Should it be out of side, out of mind?

Or should I push for this because it's what we follow in our marriage?

I mean, they said you could cash it out, right?

They did.

Who are the policies for right now?

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