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I'm 21 years old. I made some bad decisions when I was 18. I financed the vehicle, a new truck,

and I feel like I'm just swallowed in the truck payment. I can't breathe. I want to be able to rent an

apartment and then, you know, get to the buying a house stage and I feel like I'm running out of time

and I have so much debt and not enough money. I'm living paycheck to paycheck and I just want to

live by myself, you know? Yeah, for sure. Listen, I admire that.

I think it's a good thing.

Tell us more about this truck that it's got you on a chokehold.

What's the payment?

So I have the whole thing pulled up here on my phone.

It's 679.83 a month.

E.

I financed it September 24th, 2021 for 75 months. Okay. And I still have

46 payments remaining. I still owe 30 grand on it and it's worth about 20. Oh, no. Okay.

Shoot. Okay. So you're paying $6.79 on it.

I imagine the insurance is pretty expensive, too.

What's your income right now?

My income right now is about $6 to $700 per week.

Okay.

And what is that?

What are you doing?

I do like carpentry work and kind of like odd jobs.

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